Overview
There are 26 commercial banks listed in Nepse. We have collected data of Top 10 Commercial banks of Nepal.
We have done a comparison of Commercial banks on the basis of Paid Up capital, Reserve, NPL, CD Ratio, Net Profit
Following are the top 10 Commercial Banks on the basis of different topics:
Paid-up Capital:
Global IME Bank Limited (GBIME) is the bank with the highest paid-up capital of Rs. 23.79 arba
Following are the 10 banks on the basis of Paid up capital:
| S.N | Bank Name | Paid-up Capital |
|---|---|---|
| 1 | Global IME Bank Limited (GBIME) | Rs. 23.79 arba |
| 2 | Nabil Bank Limited (NABIL) | Rs. 22.83 arba |
| 3 | Prime Commercial Bank Limited (PCBL) | Rs. 18.66 arba |
| 4 | NMB Bank Limited (NMB) | Rs. 18.36 arba |
| 5 | Nepal Investment Bank Limited (NIB) | Rs.18.30 arba |
| 6 | Mega Bank Limited ( MEGA) | Rs.16.10 arba |
| 7 | Rastriya Banijya Bank (RBB) | Rs. 14.94 arba |
| 8 | Kumari Bank Limited (KBL) | Rs. 14.71 arba |
| 9 | Nepal Bank Limited (NBL) | Rs.14.40 arba |
| 10 | Citizen Bank International Limited (CZBIL) | Rs. 14.20 arba |
Reserve and Surplus
Nabil Bank Limited (NABIL) has the highest reserve and surplus of Rs. 27.51 arba.
Following are the 10 banks on the basis of Reserve and Surplus
| S.N | Bank Name | Reserve and Surplus |
|---|---|---|
| 1 | Nabil Bank Limited (NABIL) | Rs. 27.51 arba |
| 2 | Nepal Bank Limited (NBL) | Rs. 18.78 arba |
| 3 | Rastriya Banijya Bank (RBB) | Rs. 16.61 arba |
| 4 | Nepal Investment Bank Limited (NIB) | Rs. 15.09 arba |
| 5 | Agricultural Development Bank Limited (ADBL) | Rs.12.21 arba |
| 6 | NIC Asia Bank Limited (NICA) | Rs.11.01 arba |
| 7 | Global IME Bank Limited (GBIME) | Rs. 11.59 arba |
| 8 | Everest Bank Limited (EBL) | Rs. 8.99 arba |
| 9 | Siddhartha Bank Limited (SBL) | Rs.8.43 arba |
| 10 | Himilayan Bank Limited (HBL) | Rs. 7.71 arba |
Net Profit
According to the first quarter report of FY 2079/80, NIC Asia Bank Limited (NICA) is based on Rs. 1.75 arba.
Following are the top 10 banks on the basis of Net Profit.
1. NIC Aisa Bank Limited (NICA) : Rs.1.75 arba
2. Nabil Ban Limited (NABIL) : Rs.1.51 arba
3. Rastriya Banijya Bank Limited (RBBL) : Rs. 1.24 arba
4. Global IME Bank Limited (GBIME): Rs. 1.18 arba
5. Nepal Investment Bank Limited (NIBL): Rs. 1.14 arba
6. Kumari Bank Limited (KBL): Rs. 1.00 arba
7. NMB Bank Limited (NMB) : Rs. 0.90 arba
8. Prime Commercial Bank Limited (PCBL): Rs. 0.87 arba
9. Everest Bank Ltd (EBL): Rs. 0.86 arba
10. Standard Chartered Bank Ltd (SCB): Rs. 0.81 arba
Capital Adequacy Ratio (CAR)
Agricultural Development Bank Limited (ADBL) is a bank that has a CAR of 16.03%.
Following are the Top 10 banks on the basis of CAR
| S.N | Bank Name | CAR |
|---|---|---|
| 1 | Agricultural Development Bank Limited (ADBL) | 16.03% |
| 2 | Civil Bank Limited (CBL) | 16.00% |
| 3 | Standard Chartered Bank Nepal Bank Limited | 15.57% |
| 4 | Nepal Investment Bank Limited (NIBL) | 15.44% |
| 5 | Nepal Bank Limited (NBL) | 15.43% |
| 6 | Rastriya Banijya Bank Limited (RBBL) | 14.08% |
| 7 | NMB Bank Limited (NMB) | 13.61% |
| 8 | Century Commercial Bank Limited (CCBL) | 13.18% |
| 9 | NIC Aisa Bank Limited (NICA) | 13.05% |
| 10 | Sanima Bank Limited (SANIMA) | 13.03% |
Credit Deposit (CD)
Standard Chartered Bank Limited has the lowest CD ratio of 83.98%
Following are the Top 10 banks based on the CD Ratio.
| S.N | Bank Name | CD Ratio |
|---|---|---|
| 1 | Standard Chartered Bank Nepal Bank Limited (SCB) | 83.98% |
| 2 | Prabhu Bank Limited (PRVU) | 84.32% |
| 3 | Rastriya Banijya Bank Limited (RBBL) | 84.36% |
| 4 | Nepal Investment Bank Limited (NIBL) | 86.12% |
| 5 | Machhapuchchhare Bank Limited (MBL) | 86.44% |
| 6 | Everest Bank Limited (EBL) | 86.49% |
| 7 | Civil Bank Limited (CBL) | 86.80% |
| 8 | Citizen Bank International Limited (CZBIL) | 86.86% |
| 9 | NMB Bank Limited (NMB) | 86.94% |
| 10 | Kumari Bank Limited (KBL) | 88.95% |
Distributable Profit
As per the first Quarter report of FY 2079/80, Everest Bank Limited (EBL) has the highest Distributable Profit of Rs. 4.71 arba.
Following are the top 10 banks based on Distribututable Profit
| S.N | Bank Name | Distributable Profit |
|---|---|---|
| 1 | Everest Bank Limited (EBL) | Rs. 4.71 arba |
| 2 | NIC Asia Bank Limited (NICA) | Rs. 4.20 arba |
| 3 | Global IME Bank Limited (GBIME) | Rs. 3.49 arba |
| 4 | Agricultural Development Bank Limited (ADBL) | Rs. 3.27 arba |
| 5 | Rastriya Banijya Bank Limited (RBBL) | Rs.3.17 arba |
| 6 | Nabil Bank Limited (NABIL) | Rs.2.91 arba |
| 7 | Himalayan Bank Limited (HBL) | Rs. 2.40 arba |
| 8 | NMB Bank Limited (NMB) | Rs. 2.23 arba |
| 9 | Siddhartha Bank Limited (SBL) | Rs.2.10 arba |
| 10 | Prime Commercial Bank Limited (PCBL) | Rs. 2.07 arba |
Net Worth Per Share
Nepal Bank Limited has the highest book Value of Rs. 250.55.
1. Nepal Bank Limited (NBL): Rs. 250.55
2. Everest Bank Limited (EBL): Rs. 247.32
3. Nabil Bank Limited (NABIL) : Rs. 233.28
4. Rastriya Banijya Bank Limited (RBBL) : Rs. 232.46
5. NIC Aisa Bank Limited (NICA): Rs. 231.63
6. Standard Chartered Bank Nepal Bank Limited: Rs. 201.18
7. Nepal Investment Bank Limited (NIBL): Rs. 192.32
8. Agricultural Development Bank Limited (ADBL): Rs. 183.18
9. Nepal SBI Bank Limited (SBI): Rs. 179.59
10. Siddhartha Bank Limited (SBL).: Rs. 177.15
Earning Per Share (EPS)
NIC Asia Bank Limited has the Highest EPS among Commercial Bank at Rs. 59.62.
Following are the 10 banks with the highest EPS
| S.N | Bank Name | EPS |
|---|---|---|
| 1 | NIC Asia Bank Limited (NICA): | Rs. 59.62 |
| 2 | Everest Bank Limited (EBL) | Rs. 36.58 |
| 3 | Rastriya Banijya Bank Limited (RBBL) | Rs. 35.77 |
| 4 | Standard Chartered Bank Nepal Bank Limited(SCB) | Rs. 34.42 |
| 5 | Kumari Bank Ltd (KBL) | Rs.27.23 |
| 6 | Nabil Bank Limited (NABIL) | Rs.27.01 |
| 7 | Siddhartha Bank Limited (SBL) | Rs. 25.71 |
| 8 | Nepal SBI Bank Ltd (SBI) | Rs. 25.54 |
| 9 | Nepal Investment Bank Limited (NIBL) | Rs. 24.92 |
| 10 | Nepal Bank Limited (NBL) | Rs. 22.67 |
| 11 | Prabhu Bank Ltd (PRVU) | Rs. 22.19 |
| 12 | Global IME Bank Limited (GBIME) | Rs. 20 |