How to Calculate SIP and Lumpsum in This Tool

SIP Calculation

SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds or other investment vehicles. The calculation takes into account your monthly investment, expected return, and time period.

Steps to Calculate SIP:

1. Enter your Monthly Investment: The amount you plan to invest every month.
2. Enter the Expected Return (%): The annual expected rate of return from your investment (in percentage).
3. Enter the Time Period (in years): Enter the number of years for which you plan to continue investing.

Lumpsum Calculation:

A Lumpsum investment is a one-time investment where you invest a large sum of money upfront. This calculation considers the total amount invested, expected return, and time period.

Steps to Calculate Lumpsum:

1. Enter your Total Investment: This is the one-time amount you plan to invest.
2. Enter the Expected Return (%): This is the annual expected rate of return from your investment (in percentage).
3. Enter the Time Period (in years): Specify the number of years your investment will grow.

The tool will calculate the final amount after the given period, factoring in both the initial investment and the accumulated returns, and display the results in a Google Donut Chart for a visual breakdown.